Capital at a fair rate

Business funding at Prime + 2% — decided in minutes, not weeks.

Funding BOON pairs bank-grade underwriting with AI speed, so growing businesses get transparent, low-rate capital without the branch visit or the runaround.

$2.4B+Funded to date
4 minAverage decision
A+Client satisfaction
Your estimated offer
Prime + 2.00%
Fixed, fully transparent. No hidden fees.
Line amount$150,000
Term24 months
Monthly payment$6,842
Funding timeAs soon as today
Illustrative example. Final terms depend on your business profile and underwriting review.
Bank-grade data security
Soft credit check to start
Decisions in minutes
One clear Prime+2% rate
How it works

From application to funded in three steps

No paperwork marathons. Connect, get underwritten by our AI, and draw capital when you need it.

1

Tell us about your business

A few questions and a secure connection to your bank or accounting data. It takes about four minutes and won't touch your credit score.

2

AI underwrites instantly

Our models review thousands of real-time signals — far beyond a single credit score — to price you fairly at Prime + 2%.

3

Draw capital on your terms

Accept your offer and access funds as soon as the same day. Draw what you need, when you need it.

Why BOON

Fair capital, built on trust

The transparency of a relationship banker with the speed of modern technology.

One honest rate

Prime + 2%, fixed and plainly stated. No teaser rates, no surprise fees buried in the fine print.

Minutes, not weeks

AI underwriting replaces the loan-committee wait. Most clients see a decision in under five minutes.

Grows with you

Your line scales as your business does. As revenue grows, so does the capital available to you.

Serious security

Bank-level encryption and read-only connections. Your data is protected at every step.

"We needed a credit line fast to take on a big contract. BOON priced us at Prime + 2% and funded the same afternoon. It felt like having a banker who actually said yes."

Danielle Reyes · Owner, Harbor & Oak Interiors

See your Prime + 2% offer today

Checking your rate takes about four minutes and won't affect your credit score.

Check your rate →