◆ Check your rate in minutes — zero credit impact, zero obligation
AI underwriting · live now

Capital that moves at
the speed of mint.

A flat Prime + 2%. A real decision in minutes. No brokers, no paperwork, no surprises — just clean, fast capital for your next move.

~4 min · soft credit check · no obligation
Prime +2%
Flat, honest rate
4min
To a decision
$2.4B
Capital deployed
24hrs
To funding
One rate · for everyone

No teaser rates. No commissions.

Prime+2%

The same fair markup for every business we serve — fixed, fully transparent, with no broker skimming off the top.

$0
Broker fee
$0
Origination
Soft
Credit check
Why Funding BOON

Everything a bank makes hard — made effortless.

Instant AI underwriting

Our model reads thousands of signals the moment your data connects and prices you on the spot.

One flat rate

A transparent Prime + 2% for everyone — no teaser rates, no negotiation games, no fine print.

No brokers, no calls

100% online, on your schedule. We never sell your number or hand it to a room of brokers.

Zero credit impact

Checking your rate is a soft pull. A hard pull only happens if you decide to move forward.

Funded fast

Accept your offer and capital is available in as little as 24 hours — the same day you decide.

Bank-level security

End-to-end encryption and read-only access. Your data is handled the way a bank is required to.

How it works

Three steps. Minutes, not weeks.

01

Connect

Securely link your business data in minutes. Read-only, with zero impact to your credit.

02

Get your rate

Our AI underwrites instantly and prices you at a flat Prime + 2%.

03

Get funded

Accept on your terms and draw capital — often the very same day.

★★★★★
"Had an offer before my coffee got cold. The flat Prime + 2% beat my bank by a mile — no calls, no games."
Marcus Reed · Reed & Co. Logistics

Ready when you are.

Check your flat Prime + 2% rate in four minutes. Free, no credit impact, no obligation.

Check your rate →