Get the funding your business deserves — fast, simple, and priced at a flat Prime + 2%. Powered by AI underwriting, with no brokers in the middle.
From application to deposit — most businesses finish the first step in minutes.
Our simple 3-step form — tell us about your business. No paperwork piles, no credit impact.
Our AI underwrites instantly and prices you at a flat, transparent Prime + 2%.
Accept your offer and funds land in your account — often within 24 hours.
Everything a traditional lender makes hard, we make simple.
A transparent Prime + 2% for every business — no teaser rates, no commissions in the fine print.
AI underwriting returns a real decision in about four minutes, while a bank is still booking your first call.
100% online on your schedule. We never sell your number or pass it to a room full of brokers.
Checking your rate never touches your credit score. A hard pull only happens if you proceed.
Once you accept, capital is available in as little as 24 hours — right when your business needs it.
Your data is encrypted end-to-end and read-only. We treat it the way a bank is required to.
No negotiation games, no commission skimmed off the top. Just the current Prime Rate plus a flat 2% — the same fair deal whether you borrow $25k or $2M.
Check your rate →"One application and I had real offers the same morning — no brokers calling, no fine print. The flat Prime + 2% beat my bank by a mile."
Check your flat Prime + 2% rate in minutes. Free, no credit impact, no obligation.
Apply Now →