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◆ AI underwriting that reads 2,000+ business signals

Funding priced by intelligence, not red tape.

Funding BOON's AI underwrites your business in real time and prices you at a flat Prime + 2% — a smarter decision, delivered in minutes.

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underwriting.engine → live Analyzing
Cash-flow stability92
Revenue trend (12mo)88
Customer concentration76
Repayment history95
Industry risk81
Priced rate
Prime +2%
✓ Approved in 3m 48s
Across 2,140 signals evaluated
◆ 2,000+ signals per decision ◆ Decisions in minutes ◆ One flat Prime + 2% rate ◆ Soft credit check to start
Why BOON

A better model = a better rate

Traditional lenders squeeze everything through one credit score. We look wider — and pass the savings to you.

Sees the full picture

Real-time cash flow, revenue trends and repayment behavior — not just a number from three years ago.

Decides in minutes

No loan committee, no back-and-forth. The engine prices you the moment your data connects.

Fairly priced

A smarter read on risk means a flat Prime + 2% — transparent, with nothing hidden.

The difference

The decision a bank takes weeks to make, in the time it takes to read this.

Same rigor, none of the waiting. Here's what that looks like in practice.

✓Minutes, not weeks — a real decision while you're still at your desk.
✓No paperwork pile — a secure read-only connection replaces the document scramble.
✓Transparent pricing — Prime + 2%, shown before you ever commit.
Time to decision~4 min
Documents to upload0
Signals analyzed2,000+
RatePrime + 2%
Credit impact to checkNone
2,000+
Signals per decision
4 min
Median decision time
$2.4B
Funded to date
98%
Would recommend

Let the engine price your business

Checking your rate takes about four minutes and never affects your credit score.

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