⚡ Check your rate in minutes — zero credit impact, zero obligation
Log inCheck rate
★★★★★ 4.9/5 · 2,800+ businesses

Capital
at full speed.

A flat Prime + 2%. A real decision in minutes. No brokers, no paperwork, no surprises — just the fuel for your next move.

Check your rate → See how it works

~4 min · soft credit check · no obligation

PRIME + 2% • NO BROKERS • FUNDED IN 24 HOURS • 100% ONLINE • NO CREDIT IMPACT • DECISION IN MINUTES • PRIME + 2% • NO BROKERS • FUNDED IN 24 HOURS • 100% ONLINE • NO CREDIT IMPACT • DECISION IN MINUTES •

Everything, in one glance.

No scrolling through fluff. Here's the whole offer, laid out.

Your flat rate
Prime+2%

The same honest markup for every business. No teaser rates, no commissions, no fine print.

Decision
4min
Funded to date
$2.4B
★★★★★
"Had an offer before my coffee got cold — and it beat my bank by a mile."
Marcus R. · Reed & Co. Logistics
🚫📞
No brokers

100% online, on your schedule.

✅
No credit hit

Checking is a soft pull.

The old way
5–15%

Broker commissions you'll never pay us.

Ready when you are.
Check your rate →

Three steps. That's it.

1

Connect

Securely link your business data in minutes. Read-only, no credit impact.

2

Get your rate

Our AI underwrites instantly and prices you at a flat Prime + 2%.

3

Get funded

Accept and draw capital — as soon as the same day.

Loved by operators.

Swipe through a few of the 2,800+ five-star reviews.

★★★★★

"The flat Prime + 2% rate was less than half what my broker quoted."

MR
Marcus ReedReed & Co. Logistics
★★★★★

"No calls, no games, no surprise fees. Funded the same day."

PT
Priya TranLumen Skincare
★★★★★

"Switched from my bank and never looked back. This is how it should feel."

JC
Jordan ColeCole Fitness Studios
★★★★★

"I saw my exact payment before signing anything. Refreshingly clear."

AN
Aisha NwosuNwosu Catering

Good questions.

Will checking my rate affect my credit?+
No — it's a soft pull with zero impact. A hard pull only happens if you choose to move forward.
How fast can I get funded?+
Most businesses get a decision in about four minutes, with funds available as soon as the same day.
What does "Prime + 2%" mean?+
Your rate is the current Prime Rate plus a flat 2% — the same honest markup for everyone, with no broker commissions.
Do I have to talk to anyone?+
Never. It's 100% online and on your schedule. We only reach out if you ask us to.

Let's move.

Check your flat Prime + 2% rate in four minutes. Free, no credit impact, no obligation.

Check your rate →
Flat Prime + 2%~4 min · no credit impact
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