One rate for every business — Prime + 2%, decided in minutes, with no broker between you and your capital.
Capital, considered

A fairer rate,
quietly delivered.

Transparent capital for growing businesses at a flat Prime + 2% — underwritten by AI, and delivered with the discretion of private banking.

One rate. For everyone.
Prime + 2%

Fixed and fully transparent. No teaser rates, no commissions, no fine print.

~4 min
To decide
$0
Broker fee
Soft
Credit check
★★★★★ 4.9 / 5 average rating 2,800+ businesses funded $2.4B capital deployed No sales calls, ever

Three convictions.

01 / Principles
i.

Fairness, without exception.

We price every business at a flat Prime + 2%. No one is penalised for not negotiating, and no broker takes a commission out of your capital on the way in.

$0
Origination fee
$0
Broker commission
ii.

Speed, as a courtesy.

Our model reviews thousands of real-time signals the moment your data connects — returning a considered decision while a traditional lender is still scheduling the first call.

~4 min
To a decision
2,000+
Signals evaluated
iii.

Discretion, always.

Everything happens online, on your schedule. We never sell your number or pass it to a room of brokers. The decision to proceed remains entirely, and only, yours.

Never
Sales calls
None
Credit impact to check

A quiet, three-step process.

02 / Process
i.

Connect your business.

Securely link your accounts in a few minutes. The review is read-only, with no impact to your credit.

ii.

Receive your rate.

Our model underwrites instantly and returns a considered offer priced at a flat Prime + 2%.

iii.

Draw your capital.

Accept on your terms and funds are available — often the very same day.

A record, quietly built.

03 / Numbers
$2.4B
Capital deployed
4min
Median decision
98%
Would recommend
50k
Businesses served
04 / Story “
We needed a line to take on a defining contract. BOON priced us at Prime + 2% and funded the same afternoon — no calls, no theatrics. It felt like a private banker who simply said yes.
HRDanielle ReyesOwner · Harbor & Oak Interiors
05 / Start

See your rate in
four minutes.

A soft check reveals your flat Prime + 2% offer — with no impact to your credit, and no obligation to proceed.

Check your rate →